Mom-and-Pop Investors Are Quietly Shaping the Housing Market

Thomas MaloneReal Estate

Why institutional investors aren’t the housing market’s biggest players Investor activity in the U.S. housing market is often associated with deep-pocketed institutional buyers, but data from Q3 2024 paints a different picture. While institutional investors tend to dominate headlines, they account for only a small fraction of total investor activity. Most real estate investors are mom-and-pop landlords, who own three to 10 properties.   While investors have been active in 2024, data on investor activity for Q3 shows only a 2% uptick from mid-year. And this slow growth trend is expected to hold. All signs point to investor share remaining around 25% of total sales for the foreseeable future as mortgage rates and home prices remain high.  Smaller-scale investors play a powerful but understated role in the market, buoying home prices even as overall demand has softened. Yet, historical trends from mid-2022 to early 2024 show no consistent correlation between investor …

Four Tips to Build Contact Lists and Increase Referral Networks

Mortgage TeamReal Estate

Building and nurturing your contact list is essential for long-term success in the mortgage industry. According to a study by STRATMOR, 89% of borrowers made their decision to choose a lender based on relationships. A well-maintained list allows you to stay connected with potential borrowers and offer solutions tailored to their evolving needs. Whether people are actively shopping for homes, considering a refinance, or looking at home equity products, by regularly engaging with your contacts, you build trust and increase the likelihood of keeping the business of past and current clients. Learn how to increase your network, grow your business, and retain your customer base in a competitive market. It only takes four simple steps. 1. Make Sure Your Current and Past Customers Like You Referrals are one of the most trusted and cost-effective ways to build your contact list. Leveraging your existing network of former clients and other trustworthy …

Home Flipping Declines and Investor Profits Stumble Across U.S. During Third Quarter of 2024

ATTOM TeamReal Estate

Typical Raw Flipping Profit Drops to $70,000; Flipping Rate Also Decreases to Low Point Over Past Year  IRVINE, Calif. – Dec. 12, 2024 — ATTOM, a leading curator of land, property data, and real estate analytics, today released its third-quarter 2024 U.S. Home Flipping Report showing that 74,618 single-family homes and condominiums in the United States were flipped in the third quarter. Those transactions represented 7.2 percent, or one of every 14 home sales, nationwide during the months running from July through September of 2024. The latest portion of flipped properties was down from 7.6 percent of all sales in the U.S. during the second quarter of 2024, extending a common pattern seen during annual Spring and Summer buying seasons when other types of home sales spike. The flipping rate returned to the 7.2 percent level recorded in the third quarter of last year. However, while the flipping rate followed historical trends, …

Foreclosure Filings Ease Nationwide in November 2024 Amid Seasonal Influences

ATTOM TeamReal Estate

Foreclosure Starts Decrease 3 Percent from Last Month; Completed Foreclosures Increase 5 Percent from Last Month  IRVINE, Calif. — Dec. 10, 2024 — ATTOM, a leading curator of land, property data, and real estate analytics, today released its November 2024 U.S. Foreclosure Market Report, which shows there were a total of 29,390 U.S. properties with foreclosure filings — default notices, scheduled auctions or bank repossessions – down 9 percent from a year ago, and down 5 percent from the prior month. “The slight decline in U.S. foreclosure activity during November most likely reflects the seasonal ebb we often see this time of year,” said Rob Barber, CEO at ATTOM. “While foreclosure filings are down both month-over-month and year-over-year, the data highlights areas of the country, such as Nevada, Florida, and Connecticut, where foreclosure rates remain relatively high. As we move into 2025, we’ll be closely monitoring how economic pressures and market dynamics …

Cryptocurrency for the Cautious: A High-Net-Worth Investor’s Guide

Juan CastellanosReal Estate

Navigating the world of innovative cryptocurrencies can be tricky, especially for wealthy traders seeking investment advice on platforms like Coinbase. The volatility and risks often make it daunting. This guide focuses on cryptocurrency for the cautious, offering insights tailored to curious investors and advisers who want to explore without diving

467: Dealing with the Housing Challenges Ahead

Buck JoffreyReal Estate

Podcast: Download You can disagree without being disagreeable—yeah right. Not these days! We’re stuck in this tribal mentality, where it’s less about what you believe and more about toeing the line of your “team.” It’s as if we’ve traded rational, independent thought for this knee-jerk reaction of following whatever beliefs our group

The Role of Trusts in Wealth Management: Breaking the Third-Generation Curse

Juan CastellanosReal Estate

The role of trusts in wealth management is crucial for preserving wealth across generations, supporting generational asset protections, generational tax planning, and estate planning goals for wealthy families. Trusts provide a solid framework for wealth preservation strategies to safeguard and grow your assets while aligning with family wealth preservation and

Philanthropic Investments: Make a Social Impact with Your Portfolio

Juan CastellanosReal Estate

Philanthropic investments are changing the game for investors. This approach blends financial returns with social impact. Historically, wealthy individuals have supported causes through donations. Now, they seek to align their portfolios with their values through responsible investing and a sustainable investing platform, focusing on strategy impact investing and their investment

The Future of Insurance: Investing in Insurtech and Digital Innovations

Juan CastellanosReal Estate

The insurance industry is at a crossroads. Traditional models struggle to keep up with rapid technological changes in the digital insurance marketplace, as noted by insurance industry executives in their conclusion on insurance transitions. Insurtech and digital insurance models are transforming how we think about coverage, leading to a new