***This article was originally written in 2021, but has been updated for 2025 to reflect new solution providers*** Mortgage data powers a range of solutions for real estate professionals and associated industries. Whether you’re a real estate broker looking to provide advice and guidance to your clients or a refinancing lender looking to target homeowners, there is a platform delivering just the data and analytics you need. Mortgage data providers pool centralized data from public records and digital databases, giving you fast, hassle-free access to the most recent and accurate information. In this post, we explore 10 of the best U.S. mortgage data providers on the market right now. The Best U.S. Mortgage Data Providers ATTOM We may be biased, but we’re still one of the best. At ATTOM, we provide some of the most comprehensive mortgage data on the market. You can access a range of loan data, including loan positions, …

Many homeowners are staying put because today’s housing costs are so high.  More than one-third (34%) of U.S. homeowners say they’ll never sell their home, according to a recent Redfin-commissioned survey. Another 27% say they wouldn’t consider selling for at least 10 years. Roughly one-quarter (24%) plan to sell in five to 10 years, while just 8% plan to sell in three to five years and 7% within the next three years.  Broken down by generation, older homeowners are more likely than their younger counterparts to say they’ll never sell. More than two of every five (43%) baby boomer homeowners say they’ll never sell, compared to 34% of Gen X owners and 28% of millennial/Gen Z owners. The survey findings in this report are from a Redfin-commissioned survey conducted by Ipsos in September 2024, fielded to 1,802 U.S. residents aged 18-65. This report focuses on the 471 homeowners who answered …

A household earning the median U.S. income would have had to spend 41.8% of their earnings on monthly housing costs to buy the typical home in 2024, a slight improvement from 42.2% in 2022. A homebuyer needed to earn an annual income of at least $116,782 if they wanted to spend no more than 30% of their earnings on monthly housing payments for the median-priced home. The least affordable major markets were Los Angeles, San Francisco and Anaheim, where homebuyers would have needed to spend over 75% of their pay on monthly housing costs. Pittsburgh, Detroit and St Louis were the most affordable. Affordability improved in 25 of the top 50 metros in 2024. Buying a home became more affordable in 2024, but only by the slimmest of margins. It was still the second least affordable homebuying year on record, surpassed only by 2023. A household making the $83,782 median …

Over half of home listings last month sat on the market for 60 days or longer—the highest November share since 2019. That’s a major reason housing supply jumped 12%. Active listings—the total number of homes for sale—climbed to the highest level since 2020 in November on a seasonally adjusted basis, rising 0.5% month over month and 12.1% year over year. For all the talk of America’s housing shortage, one would think that’s great news. But the story is nuanced; a major reason for the jump in supply is a pileup of unsold homes, many of which buyers have deemed undesirable because they seem overpriced.  Over half (54.5%) of home listings in November sat on the market for at least 60 days without going under contract. That’s the highest share for any November since 2019 and is up from 49.9% a year earlier. The typical home that did go under contract …

This ATTOM webinar features industry experts Todd Teta, ATTOM Chief Product & Technology Officer, and Mike Simonsen, Altos Research Founder and President, as they discuss what’s to come for the housing market in 2025. During this webinar, Todd and Michael examine essential market indicators, along with the present housing market situation, while assessing the current economic climate and delving into recent data on loan data, sale prices, foreclosure data, housing inventory, and related factors. Todd begins by reviewing historical mortgage rates, residential loan volume over time, median prices and home appreciation trends, as well as average homeownership tenure, foreclosure filings, foreclosure starts and foreclosure completions. Also, during this webinar, Michael explores signs of improving inventory by looking at historical trends, active inventory, and projected 2025 inventory, as well as median price of new contracts trends, price appreciation, change in pending sales price from prior year, and changes in pending contracts. …

At the core of every home sale, mortgage, refinancing or property assessment are boundary lines. Most obviously, parcel boundaries are needed to create maps and see the location and shape of a property. But boundary data is crucial for compiling key data on individual properties and putting that data into context. Boundaries are all important for property data aggregation. To yield precise and accurate intelligence, a property’s key features, like the square footage and lot size, need to be put into a hyperlocal context. Comparing properties to citywide averages is often misleading. It is best to compare one home to similar homes near it; homes served by the same schools, located near the same shops and affected by the same crime rates, flood risks and other external factors. But to produce hyperlocal data for a property, you first need to draw accurate boundaries from the building footprint and parcel boundary …

How homebuyers adapted to the 2024 market gives insights into upcoming trends  As we close the chapter on 2024, it’s clear this year was anything but predictable for the property market. From unexpected mortgage rate spikes to creative homeownership solutions emerging out of necessity, the housing landscape evolved in ways that even seasoned experts didn’t anticipate.  What’s striking about 2024 is not just the record-breaking highs in home values, but the stark contrast between optimistic housing market predictions and harsh economic realities. Interest rates that were expected to decline instead hit new peaks, pushing affordability to the lowest level in decades. Meanwhile, a new wave of innovation saw buyers banding together to purchase homes.  This wrap-up captures the defining moments of 2024’s property market and sets the stage for what’s next, offering a glimpse into the future of real estate as we head into 2025.  What Can You Expect From …

According to ATTOM’s Q4 2024 U.S. Home Affordability Report median-priced single-family homes and condos are still less affordable compared to historical norms in 99 percent of counties with sufficient data. This trend, observed since 2022, reflects a persistent challenge in homeownership, with housing costs consuming historically significant portions of incomes nationwide. WATCH: ATTOM #FiguresFriday – Top Ten U.S. Counties with the Largest Quarterly Increase in Affordability Indexes in Q4 2024 The report indicates that major expenses for median-priced homes now consume 34% of the average national wage, up over one percentage point both quarterly and annually. This figure exceeds the 28% lending guideline commonly preferred by lenders. ATTOM’s latest home affordability analysis revealed that current and historic affordability downturns highlight how home ownership remains a financial challenge for average workers. With the national median home price reaching $364,750 and mortgage rates still above 6%, ownership expenses continue to outpace wages, …