How to find a good mortgage rate A “good” mortgage rate is different for everyone. In today’s market, a good mortgage interest rate can fall in the high-6% range, depending on several factors, such as the type of mortgage, loan term, and individual financial circumstances. To understand what’s a good mortgage rate for you, get quotes from a few different lenders and compare them. This will show you the range of interest rates you’re eligible for and help you pick the cheapest lender for your situation. Find your lowest mortgage rate. Start here In this article (Skip to…) What is a good mortgage rate today? Mortgage rates change all the time. So a good mortgage rate could look drastically different from one day to the next. Right now, good mortgage rates for a 15-year fixed loan generally start in the high-5% range, while good rates for a 30-year mortgage typically …

Today’s graphic from Statista points out that in 2024 most U.S. states have returned to a period of population growth, versus 2023.  Interestingly, West Virginia was the only state that shrunk in 2023 and 2024.  Stay safe and have a Happy Friday!!! Hat tip to Statista.   The post Most U.S. States Return to Population Growth appeared first on Real Estate Investing Today.

Pros and cons of Chase Home Lending Chase Pros: Available in all 50 states, with access to over 4,700 branch locations Offers specialized options for first-time buyers, including the DreaMaker loan Existing Chase customers may qualify for rate discounts Eligible borrowers can receive homebuyer grants of up to $7,500 $5,000 closing guarantee if lender-related delays cause a missed deadline Chase Cons: Must complete online applications with a home loan expert Homebuyer grant availability varies by state No live chat support and in-person services differ by branch Doesn’t offer USDA loans, home equity loans, reverse mortgages, or construction loans Chase mortgage rates Chase interest rates in 2025 are generally competitive and often sit slightly below the national average. While you can view sample rates online, your actual rate will depend on factors like your credit score, loan type, down payment, and location. Loan Type Average Interest Rate Conventional 30-Year 6.58% Conventional …

Pros and cons of Better Mortgage Better Mortgage pros: Fully digital platform with live rates and fast preapprovals One Day Mortgage program provides a loan commitment in 24 hours Offers loans for manufactured homes and self-employed borrowers Price Guarantee matches or beats competitor offers $2,000 closing credit when working with a Better Real Estate agent Better Mortgage cons: Requires contact info to view personalized rate quotes No USDA, renovation, or construction loan options No physical branches; online-only experience Digital-only model may feel impersonal to some borrowers Limited face-to-face support for those who prefer in-person help Better Mortgage interest rates Better Mortgage rates in 2025 are typically competitive and often trend below the national average. You can view live sample rates on the website, but your personalized rate will depend on your credit score, loan type, down payment, and location. Loan Type Average Interest Rate Conventional 30-Year 6.66% Conventional 15-Year 5.96% …

Completed Foreclosures (REOs) Dip Monthly but Increase from Previous Year; Foreclosure Starts Up Monthly and Annually Nationwide  IRVINE, Calif. — May 15, 2025 — ATTOM, a leading curator of land, property data, and real estate analytics, today released its April 2025 U.S. Foreclosure Market Report, which shows there were a total of 36,033 U.S. properties with foreclosure filings — default notices, scheduled auctions or bank repossessions – up 0.4 percent from the prior month and up 13.9 percent from a year ago. “April’s foreclosure activity continued its gradual climb, with both starts and completions up annually,” said Rob Barber, CEO at ATTOM. “While volumes remain below historical norms, the year-over-year increases may suggest that some homeowners are beginning to feel the effects of persistent economic pressures.” Foreclosure completion numbers increase annually Lenders repossessed 3,580 U.S. properties through completed foreclosures (REOs) in April 2025, down 2.9 percent from last month but up 23.3 …

Pros and cons of NBKC Bank NBKC Bank Pros: Provides competitive mortgage rates, often below the national average.​ Charges lower origination fees and closing costs than its competitors. Offers a variety of loan options, including conventional, FHA, VA, and specialty loans.​ Receives high customer satisfaction ratings for responsive and helpful service.​ Offers mortgage services nationwide.​ NBKC Bank Cons: Physical branches are limited to the Kansas City area, which may be inconvenient for those preferring in-person interactions.​ Does not offer USDA loans, limiting options for rural home buyers.​ Requires contact information to view personalized mortgage rates online.​ Some assistance programs are restricted to specific counties in the Kansas City area.​ Live customer service is available only during business hours, not 24/7.​ NBKC mortgage rates NBKC consistently offers mortgage rates that fall below the national average. The lender ranks as one of the most affordable options in 2025 across several popular loan …

Pros and cons of Flagstar Flagstar pros: Wide range of loan options, including programs for professionals and first-time buyers. Offers Destination Home Mortgage and other low- or no-down payment loans. Lets you check rates online without giving personal info. Has many branches and supports both in-person and online services. Known for mortgage lending experience and full loan selection. Flagstar cons: Charges higher-than-average origination fees Mortgage rates are higher than some competitors Has had several data breaches in recent years. Customer reviews point to service issues on sites like Trustpilot. Flagstar mortgage rates In 2025, Flagstar Bank’s mortgage rates tend to be slightly higher than average, which can raise the total cost of a loan over time. Our Flagstar interest rate data reflects consistent pricing that can run above national benchmarks across its main loan types. Loan Type Average Interest Rate Conventional 30-Year 7.48% Conventional 15-Year 6.17% FHA 30-Year 6.30% VA …

On a recent episode of Real Estate News for Investors, Kathy Fettke discusses how HUD and the FHA are walking back a Biden-era policy on foreclosures that gave nonprofits and government agencies first access to buy distressed properties. She breaks down what this rollback means for investors, how it could speed up the flow of foreclosed homes to the open market, and why it might lead to new buying opportunities in 2025. Click here to listen.       The post FHA Rolls Back Biden-ERA Foreclosure Rule appeared first on Real Estate Investing Today.

The U.S. Department of Education recently announced that, effective May 5 2025, it will resume collections of defaulted federal student loans.  The department says there are 42.7 million borrowers that owe more than $1.6 trillion in student debt as well as over 5 million borrowers have not made a monthly payment in over 360 days and sit in default.  In addition, they say there could be almost 10 million borrowers in default in a few months.  Indeed… “The U.S. Department of Education today announced its Office of Federal Student Aid (FSA) will resume collections of its defaulted federal student loan portfolio on Monday, May 5th. The Department has not collected on defaulted loans since March 2020. Resuming collections protects taxpayers from shouldering the cost of federal student loans that borrowers willingly undertook to finance their postsecondary education. This initiative will be paired with a comprehensive communications and outreach campaign to …

In today’s real estate environment, younger generations are navigating a market shaped by high interest rates, low inventory, and rapidly rising home prices. The path to homeownership has evolved significantly and Millennials and Gen Z are meeting that challenge with distinct mindsets, strategies, and economic circumstances. Millennials, now in their late 20s to early 40s, have had more time to build financial stability but also carry the weight of economic downturns. Gen Z, many of whom are still in their early to mid-20s, are just beginning their homeownership journey, often with a more flexible and innovative outlook. The 2024 NextGen Homebuyer Report sheds light on how these two generations are approaching homeownership, what’s driving their decisions, and how they’re responding to affordability challenges in very different ways. Find the best first-time home buyer loan for you. Start here The economic context: Millennials vs. Gen Z at key buying ages Millennials …