According to the CoreLogic’s latest Loan Performance Insight Report, the share of U.S. borrowers who were in some stage of delinquency (30 days or more past due, including those in foreclosure), was up 0.2% year-over-year from September, 2023.  In addition they point out that Early-Stage Delinquencies (30 to 59 days past due) in September were 1.6%, up from 1.5% from one year ago.  The foreclosure inventory rate (share of mortgages in some stage of the foreclosure process) was 0.3% in September, same as a year ago. “Loan performance in the third quarter of 2024 showed a continual upward trend in mortgage delinquencies. Delinquencies remain low, particularly when compared with those during the Great Recession. However, 70% of metropolitan areas showed an increase in the overall delinquency rate from a year earlier, and more concerning, 30% of metropolitan areas showed an increase in the serious delinquency rate. As recently as the …

While smoking is not as “in vogue” as it once was, a recent report from the Tax Foundation says higher tax rates on cigarettes incentivize smuggling and as tax rates increase, consumers and suppliers search for ways around these costs.  They point out that, when it comes to cigarettes, consumers tend to shop across borders where the tax rates are lower and dealers develop black and gray markets to sell illegally to consumers, paying little or no tax at all.  They say cigarette smuggling is both a national problem and a lucrative criminal enterprise.  Citing data from a partnership with Michigan’s Mackinac Center for Public Policy, they have estimated smuggling rates for each US state (and DC) as recent as 2022.  Not surprising, their data shows that when states increase their cigarette taxes, smuggling rates increase. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t …

Agents, These Are the Best Resources for Real Estate Targeted Mailing Lists in 2025 Marketing via direct mail and email may seem antiquated compared to other methods like SMS and social media. But direct mail is still one of the most effective real estate marketing tools, particularly for targeting older generations who are less tech savvy. Direct mailing and emailing should be part of every real estate agent’s marketing plan, and the best part is you don’t have to do all the work yourself. Today, there are plenty of services that will do the hard work of data segmentation for you. With that in mind, below is a roundup of the four best resources for real estate mailing list providers in 2025. ***This article was originally written in 2022, but has been updated to reflect new solution providers*** 1. ATTOM Property Navigator – Best Overall Powered by property data from …

37% of home purchases made by people 65+ occur in counties with high risk of extreme heat, compared with 32% of purchases made by people under 35. The same trend holds true for flood and fire risk. Nearly all homes (96%) face high heat risk in the counties where 65+ buyers take out the largest share of mortgages, compared with just 59% of homes in the counties where buyers under 35 take out the largest share. Older Americans are more likely than younger Americans to buy homes in places with significant climate risk. Over one-third (36.9%) of home purchases made by people 65 and older last year were in counties with high risk of extreme heat, compared with less than one-third (32.3%) of home purchases made by people under 35.  We see the same trend for flood and fire risk; 13.3% of purchases made by people 65+ were in counties …

The U.S. Bureau of Labor Statistics is reporting that the Consumer Price Index for All Urban Consumers (CPI-U) increased 0.3% in November, 2024.  The all items index was up 2.7% for the 12 months ending in November.  The index for shelter rose 0.3% in November, accounting for nearly forty percent of the monthly all items increase. Click here to read the full release at the Bureau of Labor Statistics.   The post Inflation Up 2.7% Year-Over-year appeared first on Real Estate Investing Today.

According to ATTOM’s Q3 2024 U.S. Home Flipping Report, a total of 74,618 single-family homes and condominiums were flipped across the United States. These transactions accounted for 7.2% of all home sales nationwide, equivalent to one in every 14 sales, during the months of July through September. WATCH: ATTOM #FiguresFriday – Top 10 Counties with Highest Home Flipping Profit ATTOM’s latest home flipping analysis revealed that the share of flipped properties dropped to 7.2% in the third quarter of 2024, down from 7.6% in the previous quarter. This decline aligns with a typical trend during the Spring and Summer homebuying seasons, when other types of sales typically increase. The flipping rate returned to the same 7.2% level observed in the third quarter of 2023. The report stated the nationwide, home flipping in the third quarter of 2024 yielded an average return on investment of 28.7% before expenses. This marks a …

On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Shaleen Khatod, Senior Vice President of Real Estate Strategy, Products and Innovation at CoreLogic, about the role of AI in real estate and how that should represent not just artificial intelligence, but agent intelligence. Related to this episode: The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Related

In the real estate industry, we thrive on connections – between agents, clients, and data. For MLSs, seamless data sharing isn’t just a convenience; it has become necessary to stay competitive as geographic borders disappear, creating an even more interconnected marketplace. Even with the reduction of MLSs across America, overlapping market disorder continues to plague data management for brokers spanning multiple markets. MLSs can better serve their broker clients by fulfilling the need for efficient tools to break down data silos and deliver access to broader listing pools. Traditional data-sharing models have often been a roadblock. Costly, time-intensive data-sharing connections and complex custom mapping have hampered collaboration and limited the ability of MLSs to scale. These challenges create friction for organizations trying to provide more value to their members by expanding their reach into markets, reducing costs, and meeting increasingly high client expectations. This is where Trestle Share from CoreLogic …