Tariff effects With the upheaval of the Trump administration’s tariffs taking hold, the impacts are being felt across the housing market. Over half of prospective home buyers said they are either holding off or outright scrapping their plans. As tariffs cause prices to rise and widespread uncertainty weakens job security and the stock market, fewer people are looking to make major purchases. Check your home buying options. Start here Homebuying plans put on ice As the ever-changing Trump tariff policies unfold and prices rise, fewer U.S. consumers feel the financial stability needed to make big life decisions — like buying a home or car. A 24% share of consumers surveyed said they cancelled their major purchase plans because of tariffs and another 32% said they put their plans on hold, according to Redfin. Meanwhile, 9% think they’re speeding up their major purchase plans and 8% already made one sooner than …

Where to find the best cash-out refinance rates in 2025 Looking for the lowest cash-out refinance rate available right now? We analyzed the most recent HMDA data to see which lenders offered the best cash-out refinance rates on average.  While your actual rate will depend on personal factors—like your credit score, loan-to-value ratio, and loan amount—this list gives a real-world look at how top refinance lenders have performed. If you’re thinking about cash-out refinancing in 2025, this is a smart place to start. Find your lowest cash-out refinance rate. Start here In this article (Skip to…) Note: The cash-out refinance rates cited are from the most recent HMDA reporting and are for informational comparison only. Banks and lenders with the best cash-out refinance rates If you’re looking for the best cash-out refinance rates, it’s worth knowing how different mortgage lenders actually stack up. We analyzed average 30-year cash-out refinance rates …

Who has the best mortgage refinance rates?  To help you find the best refinance rates in 2025, we analyzed average rates from the 50 largest refinance lenders. Our data comes from the Home Mortgage Disclosure Act (HMDA), which is the most reliable source available.1,2  Below, you’ll see which companies offered the lowest refinance rates on average for a 30-year fixed-rate mortgage. Just keep in mind that refinance rates vary based on factors like credit score, loan amount, and loan-to-value ratio. To find your lowest mortgage refinance rate, it’s a good idea to compare offers from several lenders, including the ones featured here. Compare your best refinance rates. Start here In this article (Skip to…) Note: Refinance rates cited in this article are from 2024 and do not reflect the rate you will be offered today. Interest rates are shown for general comparison purposes only. Best refinance rates 2025: lender rankings  …

Local Market Monitor, a National REIA preferred vendor, recently released their monthly National Economic Outlook where they share their thoughts on developments taking place in the U.S. economy. Click here for more information about Local Market Monitor. The post Local Market Monitor’s National Economic Outlook for April ’25 appeared first on Real Estate Investing Today.

Nationwide, home prices are up 2.1%  year over year, the slowest growth rate in nearly two years.  The median home-sale price declined year over year in 11 of the 50 most populous U.S. metro areas during the four weeks ending April 20. The last time home prices dropped in that many metros was over a year and a half ago, in September 2023. Prices declined most in San Antonio (-3.7%), Oakland, CA (-3.5%), and Jacksonville, FL (-2.2%). The other places where prices fell were Phoenix, Austin, TX, Dallas, Orlando, Sacramento, CA, Fort Worth, TX, Portland, OR and Nashville, TN.  Nationwide, the median home-sale price rose 2.1% year over year, the slowest growth rate since July 2023. Home prices are falling in many major metros–and price growth is decelerating nationally–because many house hunters are backing off, but the number of homes for sale is holding up. Home tours are slowing, mortgage-purchase …

With the help of the Pacific Legal Foundation, a title company in Texas filed a lawsuit in mid-April against the Financial Crimes Enforcement Network (FinCEN), seeking to block a new rule requiring intrusive data collection and reporting for cash real estate purchases. “Congress cannot shirk its lawmaking responsibilities by granting federal agencies a blank check to write laws…FinCEN is now mandating unreasonable collection and reporting of personal information to the federal government; the agency claims a sweeping power to require reporting on conceivably any consumer transaction simply because systematic reporting might prove useful to the government.”  Said Luke Wake, an attorney at Pacific Legal Foundation. In 1993, Celia Flowers bought the first of many title companies that she now owns. She and her daughter, Erica Hallmark,own and manage the East Texas Title Companies, based in Tyler, Texas. The company facilitates or gathers information for thousands of real estate closings each …

Typical home sales profit margin fell to 50 percent, from peak of 64 percent in 2022; Home sales prices remain near historic highs IRVINE, Calif. – Apr. 24, 2025 – ATTOM, a leading curator of land, property data, and real estate analytics, today released its first quarter 2025 U.S. Home Sales Report, which shows that homeowners, on average, made a 50.2 percent profit selling single-family homes and condos during the first quarter of the year. That was down 3.2 percentage points from the previous quarter and down 4.8 percentage points from the first quarter of 2024. The national median profit margin for home sales has declined slightly almost every quarter since the summer of 2022, but it still remains well above pre-pandemic levels. The national median home sale price—whose historic peak was $358,000 in the third quarter of 2024—has held steady for the last two quarters at $355,000. However, the …

Can I buy a house with low income? Yes, you can buy a house with a low income by qualifying for low-income home-buying programs and special mortgage loans. This is because there is no minimum income requirement for buying a house. However, your ability to qualify depends on a variety of factors specific to your financial situation. A mortgage lender will examine your credit score, debt-to-income ratio, and down payment to determine if you qualify. Verify your home-buying eligibility. Start here In this article (Skip to…) Do you qualify for low-income home loans? Wondering if you qualify as low income? The U.S. Department of Housing and Urban Development (HUD) says you’re low income if your household earns 80% or less of the area median income (AMI). Some loan programs even help borrowers earning up to 100% of the AMI. Not sure where you fall? Use Fannie Mae’s AMI lookup tool. …

The NAR says homeowners and renters remodel, redesign, and restructure their homes for a variety of reasons. Their 2025 Remodeling Impact Report takes a deep dive into why a homeowner remodels, the outcome, and the “increased happiness” once a project is completed.  Indeed…Americans spent an estimated $603 billion in 2024 on remodeling their homes. Click here to read the full report at the NAR.   The post NAR’s Remodeling Impact Report – 2025 appeared first on Real Estate Investing Today.

Rising seller concessions As the United States’ growing uncertainty and instability met the affordability crisis, a 44.4% share of real estate sales came with seller concessions in 2025’s first quarter. That increased over five percentage points from the year before while some housing markets had concessions on more than half of their home sales. Check your home buying options. Start here Concession stand: What should home buyers ask for? In the first quarter of 2025, 44.4% of home sales came with seller concessions, according to Redfin. That share grew annually from 39.3% and approached the record high of 45.1% set in 2023. Redfin began tracking this data in March 2019. Concessions can be anything the seller gives the buyer to lower the home purchase cost; including interest rate buydowns, repairs, HOA dues, and closing fees — but not the listing price. The lack of affordability, increasing inventory, and the country’s …