The meteorologist on the news reported a hailstorm brewing with three-inch hail across northern Texas, central Oklahoma, and southern Nebraska. Almost immediately, the claims began.
Some were clearly related to the current storm, but others raised suspicions of pre-existing hail damage.
To prepare for the avalanche of claims, adjusters across the area began calculating the number of impacted roofs, but the data just wasn’t accurate enough — yet. That left many worried about the long-term impact of the storm. After all, it was only the start of the season, and underwriting ratios were already in the red.
Granular analysis from our vast repository of macro seasonal trends and potential worst-case scenarios are already helping insurers decode the risk associated with the upcoming severe convective storm season. We synthesize our insights to make it simple to evaluate future potential losses and model profitability.
While severe convective storm activity is a year-long phenomenon, springtime is usually when the atmospheric ingredients of moisture, instability, lifting, and shear combine to create destructive hailstorms, tornadoes, and straight-line winds.
It is at that time of year when we are reminded why preparation means more than responding to individual storms. It means, understanding how prior seasons can help prepare for another year of record-breaking insured severe convective storm losses.
To help you prepare for the season ahead as well as future storm damage insurance claims, CoreLogic is proud to present the 2025 Severe Convective Storm Report. This report is designed to answer the questions property underwriters, claim adjusters, portfolio managers, and restoration professionals have leading up to and in the wake of severe weather. The insights in this report will help insurance professionals answer:
- Are the recent years of record-breaking SCS loss an indication of what is to come, or is it just natural variability?
- What causes a hailstorm and where and when were the worst SCSs last year?
- Is SCS risk a major concern across the Southeast? What about the West Coast or the Ohio Valley?
Download the 2025 Severe Convective Storm Risk Report to learn more.
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Written by: Insurance Team